01 / UNDERSTAND
Listen first
We begin with your circumstances, priorities and ambitions — not a pre-set solution.
KDS Financial Planning Limited
Clarity for your financial future.
Your finances are personal. Your financial plan should be too. I help you make sense of where you are today, where you want to be, and the steps that can help you get there.
A personal approach
Financial advice that starts with understanding you.
Good financial planning is about more than investments and numbers. It is about understanding what matters to you and making informed decisions with the bigger picture in mind.
02 / PLAN
Bring it together
We look at the different parts of your financial life and build a clear plan around your needs.
03 / REVIEW
Keep you on track
Life changes. Your plan can change with it, helping you make decisions with greater confidence.
Kathryn Shepherd · Director / Independent Financial Adviser
Meet Kathryn
Financial planning with a personal touch.
I'm Kathryn Shepherd, Director and Independent Financial Adviser at KDS Financial Planning Ltd. I have worked in Financial Services since 2005, with experience across banking, mortgages and financial planning, including roles with HSBC, LV= and Prudential Financial Planning. I established KDS Financial Planning in 2020 and specialise in holistic financial planning, with particular expertise in pensions and investments.
My approach is straightforward: take the time to understand what matters to you, explain your options clearly and build financial advice around your individual needs and goals.
Your journey
A straightforward process, with you at the centre.
01
Talk
Start with an informal conversation about what matters to you.
02
Understand
Build a clear picture of your current position and future goals.
03
Plan
Explore tailored recommendations and understand how they fit together.
04
Review
Keep your financial plan under review as life changes.
Independent client reviews
See Kathryn's verified reviews.
Kathryn's client ratings and reviews are independently collected and published by VouchedFor.
Let's start with a conversation.
You don't need to have all the answers before you get in touch. That's where the conversation starts.